26 May 2018

Please Help Her to Keep Moving Forward

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Imagine, you’re 20 years old, your hopes and dreams before you, no reason to think you can’t achieve them. You study, you work hard, you maintain a 4.0 and are on the Dean’s list every semester. It seems everything you touch turns to gold.

Fast forward 2 years. All year, you’ve had to struggle. Financial aid was inadequate to cover everything. You move off campus to what you think will be better, less expensive living arrangements. But, roommates are wasteful and run up the utility bills making it difficult to afford other things, like food. You get a job, even though your school hours are already overloaded. You sell blood/plasma just to be able to buy groceries. It seems like everything is falling apart, but you still have the 4.0 GPA.

Then, the bottom falls out of your world. You wake up and there is an intruder in your room. You’re scared, but out of sorts because you just woke up. You can’t fight him off. He’s a full grown, 40-something year old man. He overpowers you. The next 16 hours of your life have him drugging and repeatedly beating and raping you. To add insult to injury, he steals your debit card. The police only charge him with kidnapping and credit/debit card theft.

Our youngest daughter does not have to imagine this scenario. She lived it. On 26 December 2017, she was brutally attacked in her room, while her friends were away on Christmas vacation.

She tried to continue on with her job and university courses, but fell into a state of depression and a life ruled by fear and nightmares. She couldn’t sleep, couldn’t function, couldn’t keep up with school work any longer. She left school and came home for her dad and I to try to help her recover from this traumatic experience.

Our daughter is receiving the help that we and professionals can provide for her. While she is healing physically, emotionally there is still much work to do. She wants to put this part of her life behind her and try to move forward. Returning to this university is out of the question.

Our daughter is heavily into the theater. Our town offers community theatre opportunities as does the local junior college, which she attended before leaving for the university. The junior college offers a cosmetology program that she thinks will ultimately help to further her career opportunities in costuming and stage makeup.

There is one glitch - a very big one, that we cannot overcome on our own.

Although the local school has tentatively accepted her, they cannot let her enroll without a copy of her official transcript from the university she was attending when she was attacked. This university has a hold on her transcript because when she withdrew, it left a balance of approximately $5,600. This balance was the stipend provided for living expenses during the semester. The majority of it went to pay the rent at the apartment complex where she was raped. The complex would not let her out of the lease. She has had to continue paying the rent there, although she has not lived there since late February. This stipend was not enough to cover the entirety of the lease agreement. There is money still owed for the months of June and July.

Our daughter did not ask to be attacked and have to leave school. Sometimes life brings other things our way and we have to adjust our plans. No matter what, we have to keep moving forward.

Please help our daughter to keep on the road to recovery. By helping her to pay off the deficit with the university so that they will release her transcript to the local college, and paying out the lease to the apartment complex that did not provide proper security to its tenants, she will be able to put that school, that city, and - maybe someday - that awful attack behind her.

Here are the needs:

$5600 to the university

$1400 to the apartment complex

$ 500 GoFundMe fees

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$7500 Total

Thank you for your help in our daughter’s recovery. May our Heavenly Father bless you all for your compassion and assistance. Please click the image below to go to the GoFundMe page.

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Book Review: The Bank On Yourself Revolution: Fire Your Banker, Bypass Wall Street, and Take Control of Your Own Financial Future by Pamela Yellen

The Bank On Yourself Revolution: Fire Your Banker, Bypass Wall Street, and Take Control of Your Own Financial Future by Pamela Yellen

Anyone who has read our How To Manage Your Monkey blog knows when we review a book on finance, we try to be as fair and balanced with our review as possible.

By now our readers also know that when we find something wrong with a concept, we tell you. We have looked all the way through The Bank On Yourself Revolution: Fire Your Banker, Bypass Wall Street, and Take Control of Your Own Financial Future by Pamela Yellen and we have to tell you we did find one flaw. On page 95 when the author is discussing the alternatives to using The Bank On Yourself method, she says we could face a future where we say, “And would you like fries with that?” The flaw is, the training tells you to say, “You want fries with that” with the tone of a question. It is actually hypnotism at its best. And, it works.

Well, now that you have read that major flaw (said tongue in cheek) we will tell you that this plan just might work.

Like just about every other book on personal finance we have read, Yellen starts out by telling her readers the flaw in most other means of financing a retirement. That part of the book seems to go a little slow. Don’t give up. The book gets much better and the plan really seems to be a good one.

Albert J. Zdenek Jr, author of Master Your Cash Flow: The Key To Grow And Retain Wealth gives us some very sound advice that one should remember when reading any financial plan and that is, “Do the Math.”

It is too late for us to do the math. I was forced to retire 22 years ago. If I had The Bank On Yourself Revolution and not been too hard-headed to heed the advice given, we would not be having to try to make ends meet by eating beans and rice or ramen soup quite so often. Had we known about this plan and followed it the times spent in the nursing home (because that is the only way Medicare would pay for my IV fluids) could have been spent in my own home with visits from home health. With The Bank On Yourself Revolution, my wife and I could have made the choice.

We give The Bank On Yourself Revolution all five stars. It is very well-written and a well thought out plan for maximizing your wealth. We think anyone who plans to retire in this century needs to read this book. You will be glad you did.

We were sent a complimentary copy of this book. We are under no obligation to write any review, positive or negative. We are disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255.  


Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.
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I respond to all comments on this blog, ideally within 24 hours.  Please check back here for a response to your comment.  Thank you!
 
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25 May 2018

Friendly Fill-Ins

This is a fun meme co-hosted by 15 and Meowing and Four-Legged Furballs. Be sure to visit and join in the fun!

New Friday_Fill-In_Badge
Here are the fill-ins:

1. It is _____________________.

2. The best part of last week was ___________________.

3. Every summer, I ___________.

4. Once upon a time, _________.


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Here are my responses:

It is nearly midnight as I type this. I am sleepy, but don’t want to go to sleep. The days are so busy that, if I want to do anything on my want-to list, I just have to get used to doing it while fighting sleep. Sleep usually wins, though.

The best part of last week was that it ended. It contained the death of my Aunt Judy as well as the one year anniversary of “Ma”, also named Judy. She was the mother of my best friend in high school. She was a great Ma to me. I could talk to her about anything. She didn’t judge. She let us all live our own lives and was there to listen whenever we needed to talk. She was great. I sure do miss her.

Every summer, I melt. This is Gulf Coast Texas and it gets HOT. It gets hot long before it is officially summer.

Once upon a time, I had a cute little frog named Vivaldi. But, she grew up and followed the call of her Prince Ludwig, and they lived happily ever after out in the wilderness of our backyard.

Our daughter Maggie has a new blog for her furbaby Martha. You can find it at: Martha’s Daily Mews

Our Marine needs your help. Please see New York or Bust.

Have a blessed weekend, y’all!





Notice: This post may contain affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.
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I respond to all comments on this blog, ideally within 24 hours.  Please check back here for a response to your comment.  Thank you!
 
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22 May 2018

I Hear You

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I hear you calling,
The mud and the clay
Fresh on your hands
As you take hold of mine,
Showing me the past,
Leading me to my destiny.

©21 May 2018 Suzanne Gunter McClendon
4th Great-granddaughter of Allen Gunter, Potter,
Of Edgefield County, South Carolina and Hart County, Georgia.
1801-1882

Image Source: Pixabay

Book Review: My Pet Peeve by Renée Rodgers Barstack

My Pet Peeve by Renée Rodgers Barstack

Many of our readers on our How To Manage Your Monkey blog love children’s books about cats. This is one they should add to their collection.

My Pet Peeve by Renée Rodgers Barstack is a sweet, short story about a little girl who really wants a kitty. How she goes about getting one is priceless.

This book is very colorfully illustrated and should capture the imagination of most young children. We give it all five stars.

If you have a young reader or soon to be reader, you really should add My Pet Peeve by Renée Rodgers Barstack to your bookshelf. Oh, plan to read it again and again to those little ones who love animals.


We were sent a complimentary copy of this book. We are under no obligation to write any review, positive or negative. We are disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255.  

Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.
------------------------------------------------------------------------------------------------------
Please be sure to visit David over at Random Thoughts and Observations.

I respond to all comments on this blog, ideally within 24 hours.  Please check back here for a response to your comment.  Thank you!
 
Please subscribe to David's YouTube Channel. Thanks!

Book Review: Conquer Change and Win: An Easy-to-Read, Fun Book about the Serious Subject of Change by Ralph Masengill, Jr.

Conquer Change and Win: An Easy-to-Read, Fun Book about the Serious Subject of Change by Ralph Masengill, Jr.

In any business, change is going to happen. Conquer Change and Win: An Easy-to-Read, Fun Book about the Serious Subject of Change by Ralph Masengill, Jr. addresses how best to change in business.

This book is chock full of jokes, stories, and quotes that help to illustrate the points being made by the author. Masengill has an excellent way of writing and telling us how to handle change in our business.

We give Conquer Change and Win all five stars. If you are in management or leadership, you owe it to yourself and your company to read this book. We think it should be required reading in any management training program.



We were sent a complimentary copy of this book. We are under no obligation to write any review, positive or negative. We are disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255.  

Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction, at no additional cost to you. Thank you for your support.
------------------------------------------------------------------------------------------------------
Please be sure to visit David over at Random Thoughts and Observations.

I respond to all comments on this blog, ideally within 24 hours.  Please check back here for a response to your comment.  Thank you!
 
Please subscribe to David's YouTube Channel. Thanks!

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